Turning 65 and Starting Medicare?

Advantage plans operate much in the same sense as your group or individual plan.  They have deductibles, max out of pockets and co-pays for services.  One of the best advantages over an supplemental plan like G or N is that most do not have a premium payment to get coverage.  Medicare advantage plans generally are offered in a HMO and PPO.  Each plan and company will have different coverage options, hospital systems and co-pays.  Some advantage plans offer ancillary benefits like debit cards for food or over the counter goods, dental coverage, gym membership benefits and even travel protection when you leave the state or country.  Original Medicare does not offer those benefits and choosing an advantage plan is a great compliment to Original Medicare.  

Buffo Insurance Group offers and services most Medicare Supplemental Plans including D, G, F, and N.  Medicare Supplemental plans offer a way to plan for the costs associated with the 20% of costs that Original Medicare does not cover.  Medicare Supplemental plans charge additional premium in addition to the premium you pay for Original Medicare Part B.  Often companies will vary the ancillary benefits and premium costs based on age, so shopping these plans every year during the annual enrollment period is very important.  Certain health factors will play a part in qualifying for these plans.   Buffo Insurance Group can have that conversation with you so you can understand how your unique and specific health conditions will impact your premium inside a Medicare supplemental plan. 

You've worked hard your entire life; you have built a nest egg to live your best life during your retirement years. Now it's time to let that egg hatch and provide you with an income for the rest of your life that you will never outlive.  Let Buffo Insurance Group show you the best options for guaranteed income growth year after year with no risk of market loss.  Buffo Insurance Group utilizes a collection of special products designed to capture positive market swings and protect against downtimes.  Buffo Insurance Group has helped many retirees set up a plan that works just like pensions did for our parents and grandparents.  Book a 1:1 Income Planning Consultation if you are being offered a buyout, have a 401K to rollover, or have inherited money from a family member and you want lifetime benefits.